ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
Debt Collection Industry Still #1 Source of Complaints at FTC
The Federal Trade Commission has released its annual report on the Fair Debt Collection Practices Act for 2006, which documents complaint patterns and enforcement actions by the FTC during calendar year 2005. Consistent with recent years, the latest report shows that consumers complain more about debt collection than any other industry. “Last year, consumer complaints…
Debt Elimination Scammers Get Bolder
In several recent articles and blog posts, I have taken a strong position against bogus “debt elimination” programs. Unfortunately, these scammers seem to be getting bolder by the day. In the past few weeks, I’ve actually seen some of the perpetrators issue press releases. Talk about a fast track to getting on a “world’s dumbest…
“Maxed Out” — An Early Look at an Important Documentary
“Maxed Out” is the name of a new documentary by James Scurlock that takes a hard look at our credit card culture. I haven’t yet viewed the film, and will post a review after I’ve had a chance to see it. For the moment, I’m basing this post on the recent Newsweek interview with Scurlock.…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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