ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
Federal Reserve Says Banks Not to Blame for Increase in Bankruptcy Filings
When Congress passed the bankruptcy reform bill last year, they included Section 1229, which asked the Federal Reserve Board to conduct a study to determine whether the “indiscriminate” extension of credit to consumers had contributed to the increase in bankruptcy filings. The report is a treasure trove of fascinating little tidbits of information. Here are…
What is ZipDebt All About & Why Should You Care?
ZipDebt is an idea that I had after leaving my position as an executive with a large debt settlement operation. The idea is simple enough: Why can’t people do this themselves for a fraction of the cost? The name is itself is nothing special. I wanted an Internet domain name that would be short, easy…
Steer Clear of the “New Credit File” Scam
Recently, I ran across a website that purported to show consumers how to set up a new credit file. Here’s a direct quote: “Now, you can set up a brand new credit file, totally separate from your existing one. This process of achieving AAA credit, with your new credit file, takes less than 30 days…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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