-
ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
-
What is ZipDebt All About & Why Should You Care?
ZipDebt is an idea that I had after leaving my position as an executive with a large debt settlement operation. The idea is simple enough: Why can’t people do this themselves for a fraction of the cost? The name is itself is nothing special. I wanted an Internet domain name that would be short, easy…
-
Steer Clear of the “New Credit File” Scam
Recently, I ran across a website that purported to show consumers how to set up a new credit file. Here’s a direct quote: “Now, you can set up a brand new credit file, totally separate from your existing one. This process of achieving AAA credit, with your new credit file, takes less than 30 days…
-
Curse of the Zombie Debt
A recent article in the St. Petersburg Times, “Buyers Give Old Debts New Life,” provides a revealing look at the problem of “zombie debt.” (See my blog post of 5/19/06 on this subject.) In the debt industry, zombie debt is debt that is past the Statute of Limitations for collection through the court system. This…