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ZipDebt Client Comment Forum (2007-2025)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
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R.I.P. Delpha Renard, 1944-2012
It is with a deep sense of loss that I must inform clients, former co-workers, and the general public of the passing on September 5, 2012, of my long-time colleague and good friend, Ms. Delpha Renard. She died peacefully after a protracted battle with lung cancer. Delpha fought valiantly for about 18 months after the…
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DIY Debt Settlement Myth #8: A Debt Settlement Law Firm Will Get The Best Results
This is the eighth in a series of posts discussing the most common myths about do-it-yourself debt settlement. When consumers first hear about the debt settlement strategy, one of the first questions they usually ask is: “What happens if I get sued?” In post #5 in this series, I discussed the fact that many traditional…
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DIY Debt Settlement Myth #7: A Debt Settlement Program Will Stop the Collection Bombardment
This is the seventh in a series of posts discussing the most common myths about do-it-yourself debt settlement. It’s common knowledge that your phone is going to start ringing off the hook the moment you begin missing payments on your credit card accounts. Virtually all major creditors have automated dialing systems that are triggered off…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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