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ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
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Mortgage Elimination Scammers — One Down, Dozens to Go
In recent posts I’ve discussed the debt elimination scam in the context of unsecured debt. That’s where the con artists claim you can magically erase unsecured debt (credit cards, etc.) based on the absurd “no money lent” argument. Would you believe the same scam is being perpetrated for secured debt? We’re talking home mortgages here,…
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Chinese Not Racking Up Enough Credit Card Debt
Americans have a lot to learn from the Chinese when it comes to managing credit cards. Recent articles about use of credit cards in China are actually quite amusing. It’s pretty funny to hear bank executives whining about the Chinese paying off their balances every month. Sure, people are using the credit cards for everyday…
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Fewer Bankruptcy Filings in First Quarter of 2006 — Statistics versus Reality
OK, here’s the big news today, shouted from several breathless headlines: Bankruptcy Filings at Lowest Level in 20 Years for First Quarter of 2006! Wow. You might think that statistic means the new bankruptcy law is actually working. The hoopla is over a report published by Lundquist Consulting showing that around 103,000 personal BKs were…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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