ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
Fewer Bankruptcy Filings in First Quarter of 2006 — Statistics versus Reality
OK, here’s the big news today, shouted from several breathless headlines: Bankruptcy Filings at Lowest Level in 20 Years for First Quarter of 2006! Wow. You might think that statistic means the new bankruptcy law is actually working. The hoopla is over a report published by Lundquist Consulting showing that around 103,000 personal BKs were…
Debt Settlement Front-Loaded Fees Not In Consumers’ Best Interests
While I am a big fan of debt settlement as an alternative to bankruptcy, I strongly believe that the do-it-yourself approach works better for consumers than using a professional debt settlement company. I hasten to add that I have nothing against third-party debt settlement companies. Many of them do a good job for their clients,…
Debt Elimination Scams Continued — A Challenge to the Scammers!
Picking up where I left off yesterday on the debt elimination scam, I’d like to shift gears a little and lay down a challenge. I sometimes receive calls or emails from people promoting this system. Because I am easy to reach and I’m a well-known debt expert, they seem compelled to convince me of the…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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