This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true of many (if not most) debt-related websites. Not so with ZipDebt. ALL of my testimonials are real. No need for faking it here. But it gave me the idea of providing a way for clients to write in and post comments on their own.
Feel free to write about your experience of handling your own negotiations with training and coaching by yours truly.
Two simple ground rules for posting your feedback:
1. Please do not mention bank names or the names of collection agencies. (Two reasons for this: One, I don’t want to get drowned in blog-spam by debt collectors who work for said companies, or notices from their legal departments, etc. Two, settlement percentages are a moving target, and a bank/agency that settles for 30% today may stick with 50% tomorrow, and vice versa.)
2. Please do not include website links or html tags in your posts.
3. No profanity please (however tempting it may be to dump on your favorite debt collector). 🙂
Otherwise, please feel free to relate as much or as little as you care to share with others. The main purpose here is to help the folks who are struggling with their decision about whether to use this strategy in their situation.
We make a good income, we live in a good neighbor hood, we are regular people, and we were strangled by debt we could never pay off. For years we struggled to make payments to “keep our good credit”, but with the birth of my son, I promised myself to get out of this situation, I did not know how, but I knew it had to stop. I looked everywhere for solutions, I called the advertisers on the radio, I searched the Internet, I found Charles, Thank GOD I Found Charles. We were skeptical to say the least, who wants to spend more money when you are already hopelessly in debt right, well I am here to tell you that in 15 months we settled every account we had for pennies on the dollar, and I could not have done it without the support that Charles provided. Charles will show you the door, but you will have to walk through it, it is not easy, it is frustrating, but it is possible, and there is a light at the end of the tunnel. I never put much stock in things like these, testimonials, this is the first time I have every written one, and if anyone that is reading this is on the fence make the leap, you will be taking the first steps towards a freedom you can not buy.
Charles does one thing well, he motivates you. It is often difficult to answer the phone when creditors call, to talk with them rationally, and to make progress on one’s debts alone. Charles is your partner in this, and will see you through to the end of your debt problems.
Personally, I had 7 credit cards, totalling $63K in debt and was about 6 months behind in payments. After I settled one on my own, it was just so simple, I tried to settle others and I could not make any progress at all. It turned out that I had settled with one of the card companies that was the most liberal, and I had a lot to learn and a long way to go.
With Charles’ program, I got motivated and am now the self-proclaimed award winner of the annual Zipdebt “Zippy”, for the fastest settlement time from course purchase to being credit card debt free. I settled my credit card debt for a total of $31K, just under half of my original amount.
Thanks, Charles!
Charles’ program is invaluable. It is so useful that I never try to negotiate a debt until
I have referred to the program CD and workbook, and emailed Charles for strategy guidance.
His program has helped me and one of my family settle several debts at an average of 33% of the total.
We would never have achieved this success on our own! I am so impressed with Charles’ program that I am referring him to everyone I know who needs help.
Thanks so much, Charles.