ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
Debt Settlement Solutions: Slow Torture vs. Fast Relief!
Consumers researching debt settlement solutions need to be aware that there are two very different approaches to the strategy: the Long-Term Method or Fast-Track Debt Settlement™ (pioneered by ZipDebt). We might also call these “Slow Torture” or “Fast Relief.” The Long-Term Method is where you start the project with nothing to work with – no…
Why FREE Debt Settlement Advice Can Often Be the Most Expensive
Virtually every single debt relief company offers a “free consultation” where you can call a toll-free number and speak with a counselor about your situation. Depending on whether you’re seeking debt settlement advice or information about credit counseling, there may be different titles for this position, such as “debt counselor,” “certified debt consultant,” or “senior…
ZipDebt Clients Enjoy Great Results! Success Tracking Update, 2006 through 2012
In July 2010, I published “Debt Settlement Done Right,” which included ZipDebt’s success tracking statistics for the period 2006-2009. As far as I know, I was one of the first in this industry to publish actual data on my results. Today, it’s still quite rare to see a debt settlement firm publish transparent information about…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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