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FTC Workshop on the Debt Settlement Industry
On September 25, 2008, the Federal Trade Commission held a workshop on the debt settlement industry. Representatives of the credit card industry, consumer protection groups, the credit counseling industry, the debt settlement industry, and the FTC were present at the day-long event. Over the past few years, concern has mounted within various state and Federal
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The Myth of the 36-Month Debt Settlement Program
When you discuss debt settlement with most any debt settlement company, they will talk in terms of a typical 36-month program. Some companies, in an attempt to cast their fishing net even wider, will expand program duration to 48 months, or even 60 months. When I worked out the numbers given me by one caller,
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ANNOUNCEMENT on New ZipDebt Pricing
In my June 30 blog post, I announced the publication of the new 2008 version of my training course, The Debt Settlement Success Seminar. As noted, the course content is revised, expanded, and improved. The new course contains nearly 8 hours of audio training material versus the original 5 hours, and the new content reflects
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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