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ZipDebt Client Comment Forum (2007-2019)
This post is intended to provide a forum for ZipDebt clients to post comments about their experience with the program. Recently, I spoke to a person interested in my program, and they told me that they didn’t bother to read any of the testimonials on my site because “everybody fakes testimonials.” Well, that’s probably true…
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Meet Delpha Renard – ZipDebt Assistant Coach!
For many years, I’ve been the “Lone Ranger” here at ZipDebt, fielding virtually all inquiries from prospective clients by myself. Although I do greatly enjoy speaking with people and providing the consultations, I finally got so busy that I needed some help. Finding someone who could handle the assignment and meet my high standards was…
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Will Debt Settlement Still Exist in 2011?
In recent blog posts, I’ve written about the massive problems faced by the debt settlement industry, with various state Attorneys General and the Federal Trade Commission moving toward new rules and regulations that would severely impact debt settlement firms at large. Now, after new developments that occurred in April and May, it may be fair…
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“Settling Your Credit Card Debts” – The Federal Trade Commission Report
UPDATE July 2020. For consumers struggling financially due to the COVID-19 crisis, this resource provides information on the relief programs offered by many of the major bank issuers of credit card products. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> In the days before debt settlement became so widely known by consumers as a bankruptcy alternative, it was often difficult for me…
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ZipDebt = Fast Relief
Debt settlement is just as much about managing risk as negotiating savings. The 36-48 month programs offered by most debt companies have high risk for collection lawsuits. It’s far more effective to “fast track” debt settlement in 12-18 months.
ZipDebt = Affordable Help
Instead of paying fees as high as 20-30% of your TOTAL DEBT, it’s far more affordable to work with a professional consultant who only charges 20% of the SAVINGS achieved via the negotiations. This approach saves you money and creates a win-win scenario.
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