Do It Yourself Credit Card Debt Settlement

Learn the Facts About Debt Settlement
Do It Yourself With Help from the USA’s Most Experienced Debt Settlement Coach, & Save $1,000s!

Can debt settlement help you? The simple truth is that it’s best to handle your own debt settlement program, rather than pay someone else to deal with your creditors. By negotiating your own debt settlements, you’ll save a lot of money in debt relief company fees, decrease the risk of creditor backlash, and feel better about the process when you’re done. The content on this website is aimed at helping consumers tackle their debt problems head-on. With some real-world information and a little expert coaching, you can avoid bankruptcy, bypass the expensive third-party debt relief companies, take control of your debts, and resolve your financial situation in a straightforward and rational manner. But first, you have to get un-brainwashed about how the different debt relief programs work. A lot of what you have been told is probably wrong or inaccurate. To start learning the real facts about debt settlement, other debt relief options and the Do It Yourself debt relief program, please read the free content offered throughout this site.

consumer-reports

Consumer Reports is a well known reporting organization respected for their impartial and thorough analysis of products, services and companies has used ZipDebt as a source for their informative articles on Debt Relief. See the ZipDebt Consumer Reports article here.

For Consumers In Debt

"How to Eliminate Your Debts Quickly and Safely Without Filing Bankruptcy"

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Get the facts from an industry executive. Learn why: “Most Debt Reduction Programs Have A 75% Failure Rate, Leaving Consumers Stranded When They Most Need Help, and What You Can Do To Avoid This Trap and Achieve Debt-Freedom On Your Own!”

For Business & High Debts

Financial Survival Tactics for High Balance Debtors & Small Business Owners

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In this 12,000-word white paper by debt expert Charles J. Phelan, you will learn about tactics specifically designed for businesses or people carrying large Credit Card Debt balances.

Insolvency Calculator

Save Time and Frustration with our Insolvency Calculator for 1099-C Income from Canceled Debts

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Everything you could ever need to complete your IRS Form 982 for declaring the insolvency exemption on 1099-C cancellation of debt income. Just download the easy to follow worksheet complete with instructions and you will have the calculation you need for your taxes quickly.

Learn more about the features and benefits here

ZipDebt Testimonials

See our proud and extensive collection of customer testimonials and reviews

``I was faced with $55,000 of credit card debt on 16 credit cards. After being laid off from my well-paying job, it was becoming extremely difficult to make the minimum payments. I searched for a solution that would avoid bankruptcy. I stumbled upon ZipDebt’s website. After doing a good amount of research, it looked like a reasonable approach to rid myself of this pile of credit card debt. Since I had a severance sum of money to work with, I proceeded with the ZipDebt plan. Keep in mind, I am not the smooth talking salesman type of person and had some doubts about whether I could succeed at tackling the negotiating process. After going through Charles’ CD’s several times, I began the process of settling these accounts in March of 2012 and finished my last settlement in August of 2012.``

John, Do It Yourself Success Story

``Being lucky enough to find a Charles Phelan through Google was literally a lifesaver. With so many scams out there it is obvious that I was skeptical at the beginning but your homework starts by reading the dozen of pages with great information he’s posted online to see that all makes sense and that this system has what you need to succeed. Before finding Charles I called a debt settlement office and I felt like when I go to buy a new car. They all are sharks. I made the mistake to give them my number and they wouldn’t stop calling me to invite me to their 'settlement program'. Yeah right.``

Elias, Do It Yourself Success Story

``I was faced with $55,000 of credit card debt on 16 credit cards. After being laid off from my well-paying job, it was becoming extremely difficult to make the minimum payments. I searched for a solution that would avoid bankruptcy. I stumbled upon ZipDebt’s website. After doing a good amount of research, it looked like a reasonable approach to rid myself of this pile of credit card debt. Since I had a severance sum of money to work with, I proceeded with the ZipDebt plan. Keep in mind, I am not the smooth talking salesman type of person and had some doubts about whether I could succeed at tackling the negotiating process. After going through Charles’ CD’s several times, I began the process of settling these accounts in March of 2012 and finished my last settlement in August of 2012.``

Roy, Do It Yourself Success Story